Citi Simplicity^® Card — Review [2024]

Name: Citi Simplicity® Card — Review [2024]
Item: Citi Simplicity® Card
Rating: 4
Author: Alex Miller

Updated: June 19, 2024, 2:25pm CDT

Edited by:

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Citi Simplicity^® Card

U.P. Rating

Welcome Offer
None
Annual Fee
$0
APR
0% Intro APR for 21 months on balance transfers and 0% Intro APR for 12 months on purchases. After that the variable APR will be 19.24% - 29.99%.,Note that the intro APR on purchases is limited to 12 months from the date of account opening.

Citi Simplicity^® Card

U.P. Rating

Card Snapshot

Welcome Bonus & Info

No Late Fees, No Penalty Rate, and No Annual Fee… Ever
0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 19.24% – 29.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is an introductory balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for balances transfers completed within 4 months of account opening.
Stay protected with Citi^® Quick Lock

The information regarding the Citi Simplicity^® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

About Alex Miller

Founder and CEO of Upgraded Points, Alex is a leader in the industry and has earned and redeemed millions of points and miles. He frequently discusses the award travel industry with CNBC, Fox Business, The New York Times, and more.